Serving Miami Valley Since 1954

Providing quality service and personalized solutions since day one.

 
 

Personal Insurance

Trusted advice and insurance plans that protect you and your biggest assets.

 
 

Business & Benefits Insurance

Coverage and risk management solutions that fit your business and employee needs.

 
 

Life Insurance

To ensure your loved ones are prepared and covered for the unexpected.

Life Insurance

You can’t put a dollar amount on your family, but you can ensure their future is protected. We can’t predict when the unexpected will happen, but we can help you prepare for it when it does.

About Our Agency

Providing service throughout Miami County, Darke County and Preble County.

Daymont-Souders Insurance Agency started as two separate agencies. Daymont Insurance traces its roots back to 1954 in Dayton and Souders Insurance has been in Huber Heights since 1976. In 2008 these two long-time independent agencies merged to form the Daymont-Souders Insurance Agency Inc. with our office in Dayton, OH. The experience level of the combined agency’s team is over 20 years per employee.

About UsOffice DetailsReport ClaimGet a Quote

About Our Agency

Providing service throughout Miami County, Darke County and Preble County.

Daymont-Souders Insurance Agency started as two separate agencies. Daymont Insurance traces its roots back to 1954 in Dayton and Souders Insurance has been in Huber Heights since 1976. In 2008 these two long-time independent agencies merged to form the Daymont-Souders Insurance Agency Inc. with our office in Dayton, OH. The experience level of the combined agency’s team is over 20 years per employee.

About UsOffice DetailsReport ClaimGet a Quote

From Two Agencies to One!

Our agency was created in 2008 with the merger of Daymont Insurance and Sounders Insurance.

20 Years of Experience!

The experience level of our team is over 20 years per employee.

We Value You!

With us you’re not just another number – you’re a familiar face, a neighbor and a valued friend.

Tools at your fingertips

Daymont-Souders Insurance Agency Client Portal

Manage your account with us quickly and easily!

Report Claim
Request Policy Change
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Request Auto ID Card
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Policy Review
There’s more to insurance than the price of the policy.

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.

Personal InsuranceBusiness InsuranceEmployee Benefits
Life

Providing for Your Family

Risk Factor

Raising a child is a rewarding and important life experience. It is also very expensive. The average cost of raising a child, born in 2013, to age 18 is more than $300,000. If you were to die tomorrow, would your spouse be able to provide food, clothes, daycare, and eventually college tuition for your child? In 2013, the average cost of tuition, fees, room and board for a private college was $41,412 per year.

Solution

Having life insurance could secure the future for your children if you have an untimely death. With a life insurance policy, there would be enough income to help pay for everything your child could need while growing up.

Mortgage Payments

Risk Factor

After your death, any outstanding debt and financial obligations do not disappear. Your home is probably the costliest and most significant property you own. A mortgage payment is a large burden for a widow or widower to carry.

Solution

A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on the home and car(s).

Auto Payments

Risk Factor

Many families lease or finance their automobiles these days. If the primary earner in the family were to die, the family could be left with outstanding car payments for years to come.

Solution

A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on your car(s).

Funeral Costs

Risk Factor

The average funeral costs about $10,000. That high price is for standard things, not unnecessary options or luxurious services. A death in the family is stressful enough; why add the hefty bill of a funeral to that stress?

Solution

A life insurance policy can easily cover the cost of a funeral. Your family will be able to think of you and have peace of mind without being burdened by funeral costs.

Protecting Your Retirement Savings

Risk Factor

Once you retire, you will be living off social security, and if you are lucky to have them, a pension or retirement fund, too. But what if the surviving spouse has been relying on you to fund retirement for the couple? Premature death of an earner can affect sources of retirement benefits such as Social Security benefits.

Solution

Life insurance can help support a surviving spouse during his or her retirement.

Protecting Your Small Business

Risk Factor

If you passed away, would your business suffer? There are many complications and financial issues that can arise due to the death of a business owner. Many people overlook this predicament.

Solution

A life insurance policy can keep a business moving along even during tough times, such as the loss of the business owner/partner. Key person life insurance is payable to the company and provides money for training and hiring of a new employee. A buy-sell agreement, funded by life insurance, allows the other partners in the business to buy the deceased’s share of the business, which will provide money for his or her family.

Spousal Support / Income Replacement

Risk Factor

Many people mistakenly think that they don’t need life insurance if they don’t have children or if their children are grown. However, your financial responsibilities fall to your family when you are gone.

Solution

Life insurance can replace the income you would usually bring in and help support your spouse or adult children. Keeping your loved ones living in the way they are accustomed to is an important thing to think about.

Featured Testimonials

What People Are Saying

Saved me a ton of money! Outstanding all around!

Dustin N.Dayton, Ohio

Answered every question I’ve had. And they have very competitive rates for home and auto.

Tyler L.Dayton, Ohio

Wonderful family owned business. The staff here is always friendly and looking out for you.

Adam S.Dayton, Ohio

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